Diversifikasi Portofolio Kredit, Risiko dan Return Bank

نویسندگان

چکیده

Banks as financial intermediaries, can diversify their credit portfolios into different sectors. This study aims to determine the effect of portfolio diversification on risks borne and returns earned by banks. The sample in this was 61 conventional commercial banks Indonesia for 2012-2014 period with a total 112 observations. results show that has significant negative bank risk return. In other words, more diversified reduce Keywords: diversification, loan portfolio, bank’s risk, return

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ژورنال

عنوان ژورنال: Jurnal Akuntansi

سال: 2023

ISSN: ['2716-3849']

DOI: https://doi.org/10.28932/jam.v15i1.6376